Although most of us cannot live completely debt-free, there are major differences between what is considered “good” and “bad”. Although some debts end up in a little gray area, a good debt is simply defined as money that has been borrowed to pay for items that you really need or that have value, and…

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There is a simple reason for this: if you take out a loan in a branch, the bank incurs additional costs for the staff and the branch. The banks check the creditworthiness of the guarantor and the creditworthiness of the borrower. In addition, the advisors help to compile the documents to be submitted to the…

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